• Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Certification Provider: Insurance Licensing
  • Corresponding Certification:Life, Accident, and Health
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NY-Life-Accident-and-Health exam dumps

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  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • No. of Questions: 122 Questions and Answers
  • Updated: Aug 20, 2026

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionObjectives
Insurance Fundamentals- Insurance contract law basics
  • 1. Elements of a valid contract
    • 2. Policy provisions and clauses
      - Principles of insurance and risk management
      • 1. Insurable interest and indemnity concepts
        • 2. Risk classification and pooling of risk
          Accident and Health Insurance- Health insurance products
          • 1. Disability income insurance
            • 2. Hospital and medical expense coverage
              - Policy features and provisions
              • 1. Coordination of benefits
                • 2. Elimination periods and benefit limits
                  State Regulations (New York)- Licensing requirements
                  • 1. Application and background checks
                    • 2. Pre-licensing education requirements
                      - Ethics and compliance
                      • 1. Producer responsibilities and conduct
                        • 2. Unfair trade practices

                          Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                          1. If a long-term care insurance policy or certificate replaces another long-term care policy, what does the replacing policy have to do?

                          A) waive any time periods applicable to preexisting conditions to the extent that similar exclusions have been satisfied under the original policy
                          B) allow a 45-day " free look " period
                          C) waive any preexisting conditions requirements after 30 days and allow for a 45-day " free look " period
                          D) waive any time periods applicable to preexisting conditions as long as the client agrees in writing to stay on a doctor recommended treatment schedule


                          2. An annuity product linked to a market-related rate of return is called

                          A) a tax-sheltered annuity.
                          B) an indexed annuity.
                          C) a fixed annuity.
                          D) a deferred annuity.


                          3. Who would NOT be covered under an additional insured rider attached to a life insurance policy?

                          A) Employees.
                          B) Dependent parents.
                          C) A spouse.
                          D) Minor children.


                          4. If the premium is not paid at the time of application, a Statement of Good Health MUST be signed by the policyowner at the time of

                          A) application.
                          B) policy delivery.
                          C) the medical examination.
                          D) underwriter review.


                          5. In accidental injury insurance, the insurance policy, the endorsements, and any relevant papers attached to the policy make up the:

                          A) Uniform mandatory policy provisions
                          B) Notice of coverage
                          C) Completed application
                          D) Entire contract


                          Solutions:

                          Question # 1
                          Answer: A
                          Question # 2
                          Answer: B
                          Question # 3
                          Answer: A
                          Question # 4
                          Answer: B
                          Question # 5
                          Answer: D

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