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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. How many employees are REQUIRED before an employer is subject to COBRA?

A) 50 employees
B) 20 employees
C) 30 employees
D) 31 employees

2. Premiums paid by the insured for personally owned disability income insurance are

A) tax deductible.
B) partially tax deductible.
C) not tax deductible.
D) tax deferred.

3. In conjunction with an Oklahoma insurance producer or adjuster license renewal, which one of the following is a continuing education requirement?

A) 18 hours every 2 years.
B) 26 hours every 3 years.
C) 12 hours annually.
D) 24 hours every 2 years.

4. As a form of level premium permanent insurance, ordinary life insurance accumulates a reserve that eventually

A) equals the face amount of the policy.
B) requires mandatory cash value distributions.
C) results in a dividend payment to the policyowner.
D) ceases to earn interest or grow in a positive earnings direction.

5. Which of the following is a common exclusion from coverage under a medical expense plan?

A) Air travel in a private plane.
B) Injury caused by repairs or renovations to one's own home.
C) Injury due to auto accidents.
D) Injury due to recreational sports.

Solutions: