Exam Name: Maryland Life Producer Exam (Series 20-27)
Certification Provider: Maryland Insurance Administration
Corresponding Certification: Maryland Insurance
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Check Updated on: Sep 13, 2026
No. of Questions: 85 Questions & Answers with Exam Engine
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Maryland Insurance Administration Life-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Policy Provisions and Riders | - Life insurance policy clauses
|
| State Regulation (Maryland Insurance Law) | - Ethics and conduct
|
| Insurance Fundamentals | - Insurance concepts
|
| Life Insurance Products | - Permanent life insurance
|
Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:
Which contract offers flexible deposits, deferred taxation, a guaranteed minimum interest rate, and death proceeds equal to the cash value?
- A. An available deferred annuity
- B. A flexible premium fixed annuity
- C. An adjustable whole life insurance policy
- D. A universal life insurance policy
Correct Answer: B 🗳️
Explanation: Only visible for TrainingDump members. You can sign-up / login (it's free).
Which life annuity contract feature provides that benefit payments will continue for a minimum number of years regardless of when the annuitant dies?
- A. Period certain
- B. Cost recovery
- C. Installment refund
- D. Cash refund
Correct Answer: A 🗳️
Explanation: Only visible for TrainingDump members. You can sign-up / login (it's free).
The Maryland Insurance Administration may suspend an agent's license for all of the following reasons EXCEPT:
- A. Sharing commissions with agents holding the same license type
- B. Mishandling premium payments
- C. Engaging in fraudulent or dishonest practices
- D. Violating a regulation or order of the Maryland Insurance Administration
Correct Answer: A 🗳️
Explanation: Only visible for TrainingDump members. You can sign-up / login (it's free).
An insurable interest in each other's lives may exist in the absence of an economic interest when the individuals are:
- A. Marriage partners
- B. Competitors
- C. Traveling companions
- D. Business associates
Correct Answer: A 🗳️
Explanation: Only visible for TrainingDump members. You can sign-up / login (it's free).
A producer is prohibited from:
- A. Countersigning a policy sold in Maryland
- B. Splitting commissions with a licensed nonresident producer who has jointly sold a policy
- C. Allowing an applicant to sign a blank or incomplete application
- D. Selling insurance to family members
Correct Answer: C 🗳️
Explanation: Only visible for TrainingDump members. You can sign-up / login (it's free).
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