Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 - Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Practice Test
An insurer may pay a commission directly or indirectly to:
Correct Answer: A
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The amount received for a life insurance policy in a viatical settlement is:
Correct Answer: B
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An insurer may refuse to underwrite a particular insurance applicant for a reason based wholly on:
Correct Answer: C
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All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:
Correct Answer: C
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When a producer sells an individual accident and health insurance policy, how is the initial premium usually paid?
Correct Answer: A
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To provide the funds necessary to carry out the powers and duties of the Life and Health Insurance Guaranty Corporation, the Boards of Directors shall:
Correct Answer: A
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When a wage earner dies, the surviving family members may have all of the following expenses EXCEPT:
Correct Answer: D
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A juvenile life insurance policy is:
Correct Answer: D
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An employee with $50,000 group life insurance coverage terminates employment and submits an application WITHOUT the initial premium for a $50,000 conversion policy. If the employee dies 15 days later, the insurer would pay:
Correct Answer: B
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All of the following may be used as selection criteria in individual life insurance underwriting EXCEPT:
Correct Answer: D
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Under what circumstances will a contingent beneficiary be entitled to proceeds from a life insurance policy?
Correct Answer: B
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Fixed annuities credit interest at a rate no lower than the:
Correct Answer: D
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Under which marketing system do insurers solicit customers by mass media advertising and mail without the services of a producer?
Correct Answer: A
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An insured's statements on an accident and health insurance application are deemed to be:
Correct Answer: B
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One purpose of the notice relating to information practices is to:
Correct Answer: A
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