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IIC Essential Skills for the Insurance Broker and Agent Sample Questions:

1. Briefly describe an exclusive agency company as a distribution channel that delivers insurance products to consumers.

2. Briefly discuss the liability exposures that arise from the ownership of animals.

3. In law, what does the term prescription mean?

A) Committing to an automatic renewal process
B) Limited time after which a cause of action ceases
C) Guidelines relating to the acceptability of a class of risk
D) Transferring of the rights for action against the responsible party to the insurer

4. What do statutory conditions and general conditions have in common?

A) Designed to protect the insured
B) Apply to all types of insurance
C) Considered fine print wordings
D) Are countersigned by an executive of the insured

5. Which document releases the insurer from further obligations for a loss after payment is made?

A) Sworn statement
B) Proof of loss
C) Reservation of rights letter
D) Non-waiver agreement

Solutions: